Planning As Individual As You Are

Your life goals are unique, and your financial plan should reflect this. At Clearpath Wealth Partners, LLC, we believe in taking the time to get to know our clients on an individual level to help create a plan that could turn your goals into a reality. One of the strongest considerations is what phase you are in your life.

Once your basic objectives in place, our advisors utilize different planning tools to fine tune your plan to connect with your individual goals. They also believe a plan should evolve to continue to meet your progressing needs and work with you through regular meetings to help your plan stays on target.

We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of our foundation of success.

The financial planning process is ongoing, evolving as you progress toward your life goals. It can encompass budgeting, debt management, retirement planning, college education funding, life insurance planning, tax planning, risk management, and estate planning. All of this can make beginning the planning process an overwhelming and daunting task. We are here to help guide you through the process.

The advisors at Clearpath Wealth Partners, LLC, utilize eMoney financial planning software to develop comprehensive cash flow planning and goal-based assessments, providing an in-depth and personalized look at your financial picture. We work side by side with you to understand any financial impact your decisions can have on your plan.

Retirement means that it is time for a new adventure. Let us assist you in mapping out a strategy to get you there. Our advisors utilize TRAK® Retirement Planning Software to provide comprehensive one-on-one retirement planning. This software allows our advisors to calculate pension benefits, survivor options, and pension maximization for over 650 pension plans. TRAK®'s Paycheck Analysis can re-create your paycheck allowing you to understand exactly how increasing your retirement plan contributions will affect your take-home pay. TRAK®'s Gap Analysis creates a complete retirement plan with all your incomes and projected benefits.

They also utilize Social Security Timing® Software to see how Social Security timing could affect your retirement income. They can compare claiming strategies to determine the best approach for you.

Our advisors are here to help you answer the all-important question: “When can I realistically retire?”

Wealth Management integrates financial planning with investment portfolio management. It is creating a savings discipline to help realize your financial goals. To implement your personalized strategy, our advisors first determine your risk tolerance, investment experience and time horizon. Are you a conservative investor, aggressive or somewhere in between? What are your short term and long term savings goals? The answers will enable them to create your uniquely tailored plan. The advisors at Clearpath Wealth Partners, LLC, utilizes Morningstar®, an independent investment research firm, for fund analysis. Through Lincoln Investment, we offer mutual funds, managed accounts, and annuities to help meet your different savings objectives.